wrung dry

checking the credit card charges this morning almost gave me another breakdown. an unusual charge has been deducted which i know not of. a call to the bank resolved the issue.
next time i go somewhere for a free trial session, somebody please accompany me. i'm not strong enough to say no, especially if that person gives a good service. what i want to do now is to terminate the membership. i know there will be a penalty charge, but at that price??!! it's close to extortion. the way some organisations/company makes money. no wonder they can keep on expanding.
at this rate, i'm going to have to spend the reserves. this is not good. not good all. paying all the monthly bills already leave me next to nothing to spend on. the more i earn, the more i spend. what do i spend on? i don't even know. all i know is whenever i make monthly payments, i don't even get to see the money. all done within minutes. the boon/bane of technology nowadays.